Wearable Tech and Health Insurance Discounts in 2025

Updated for 2025 • Smartwatches and wearables are changing the way insurers price policies.

1) How It Works

• Track steps, heart rate, and sleep quality.
• Healthy behaviors lower insurance premiums.
• Gamified apps reward activity goals.

2) Example Discounts

Activity	Discount
10,000 steps/day	5% premium cut
Consistent 7–8 hrs sleep	3% cut
Healthy BMI & vitals	10% cut

Conclusion

In 2025, wearable tech doesn’t just track health—it saves money by lowering insurance costs.

Labels: Health,Insurance