Laura focuses on how real people experience coverage in practice — where policies protect, where they fall short, and how buyers can spot the difference before a claim.

• Experience: 9+ years analyzing coverage gaps, claim patterns, and benefit structures.
• Qualifications: MSc Risk & Insurance, Certified Insurance Analyst.

Primary coverage: consumer insurance education, product comparisons, and emerging market trends.

Daniel brings a negotiation-first lens to disputed claims, focusing on what actually moves an insurer from “denied” to “resolved” in real life.

• Experience: 12 years handling complex disputes, appeals, and claim escalations.
• Qualifications: JD Insurance Law, Certified Claims Specialist.

Focus: unfair claims practices, escalation playbooks, and practical scripts for policyholders.

Maya tracks how regulators, model laws, and supervisory actions reshape the way insurers design and sell products across markets.

• Experience: 7 years covering policy updates, enforcement trends, and compliance audits.
• Qualifications: BSc Political Economy, Regulatory Affairs Certificate.

Coverage: insurance regulation, consumer-protection rules, and practical compliance checklists.

Evan explains the mechanics behind risk-based pricing — how data, models, and assumptions turn into the premiums people actually pay.

• Experience: 8 years building pricing algorithms across insurance and finance.
• Qualifications: MSc Financial Engineering.

Coverage: pricing models, rating factors, risk forecasting, and transparency around cost drivers.

Ethan examines litigation as a system: how cases are built, filtered, and negotiated before they ever reach a courtroom.

• Experience: Consultant on case strategy, workflows, and discovery processes.
• Qualifications: JD, Certified eDiscovery Specialist.

Coverage: defense playbooks, litigation pipelines, and operational insights for complex cases.

Sofia writes from the claimant’s side, highlighting where rights, procedures, and real-world outcomes often diverge — and what people can do about it.

• Experience: 6+ years covering consumer protection, mass claims, and civil litigation.
• Qualifications: LLM, Accredited Legal Reporter.

Coverage: plaintiff advocacy, claimants’ remedies, and accessible explanations of complex legal issues.

Robert focuses on the math behind disputes — how damages are modeled, valued, and negotiated across different litigation scenarios.

• Experience: Years of work analyzing settlement value and time-to-resolution.
• Qualifications: MBA Finance, CFA Candidate.

Coverage: damages frameworks, settlement ranges, and litigation funding economics.

Hannah anchors our legal coverage in primary sources, doctrine, and structured research methodologies.

• Experience: Academic researcher in statutory interpretation and legal methodology.
• Qualifications: PhD Legal Studies.

Coverage: statutory frameworks, case-law mapping, and rigorous reference standards.

Marcus writes from the underwriting desk — how applications are scored, which exceptions are made, and what that means for everyday borrowers.

• Experience: 10 years in lending analytics and credit-risk evaluation.
• Qualifications: BSc Finance, Certified Underwriter.

Coverage: loan eligibility, credit policies, and risk-based decisions that shape approvals and pricing.

Ava bridges long-term investing with short-term trading behavior, always anchored in risk management and regulatory context.

• Experience: 8 years in credit markets, ETF research, and retail investing.
• Qualifications: CFA Level II, BA Economics.

Coverage: investing frameworks, portfolio hygiene, and practical approaches to using credit responsibly.

Noah focuses on the structure of home-loan products and the data behind affordability, refinancing, and housing market shifts.

• Experience: 9+ years in housing analytics and mortgage product design.
• Qualifications: MSc Data Finance.

Coverage: housing markets, mortgage analytics, and how rates translate into monthly decisions.

Chloe writes about how online businesses are built: funnels, retention, pricing models, and the systems that sit behind growth.

• Experience: 7+ years in digital transformation and marketing strategy.
• Qualifications: MBA Digital Strategy.

Coverage: business models, SaaS economics, and ROI-driven automation for founders and operators.

James covers the infrastructure layer — how cloud systems, automation tools, and AI services keep digital products available and scalable.

• Experience: 8 years in automation software and hosting systems.
• Qualifications: BSc Computer Science.

Coverage: reliability, architecture patterns, and practical guidance on choosing and operating tech stacks.

In the automotive and energy space, Daniel focuses on how coverage, finance, and regulation adapt to electric vehicles and new mobility models.

• Experience: Research across insurance, auto finance, and sustainable energy policy.
• Qualifications: BA Public Policy.

Coverage: auto insurance structures, EV adoption, and the policy signals shaping future transport risk.